Critical Illness Cover provides protection for you and the family in the event of a major illness, as well as some of the less advanced illnesses that you could be diagnosed with.
The main Critcial Illnesses that most people generally claim are:
What we do at The Mortgage Company (NI) is provide you with the right protection suitable to your needs and requirements whilst ensuring there is enough cover for when you really need it.
There have been millions paid out by specific insurance companies to clients that really need it and one's who have had life changing news.
To give you an idea of some of the recent statistics, Aviva released their statistics in June 2020 to illustrate their claim figures for the previous year,
For Women, the biggest claim made through Aviva was for Cancer making up 79% followed by Mutliple Sclerosis of which there was 6% claims made out of all their claims in 2019.**
For Men, the biggest claim made through Aviva was for Cancer making up 66% followed by Heart Attack of which there was 21% claims made out of all their claims in 2019.**
To review Aviva's Claim Statistics for yourself just follow this link: Aviva Claim Statistics 2019
There are two forms of Critical illness cover, Level Term Assurance and Decreasing Term Assurance:
With any policy created we review these regularly to ensure your cover is always up to date and cover any life changes.
In addition to these policies some providers also provide you with benefits free of charge:
For a protection review to ensure you have the correct cover in place to suit your needs and to ensure your policies are up to date, contact us today.
*Children’s critical illness is available as an optional feature of selected protection policies and is not available as a stand-alone product. Any premium payable for this benefit is in addition to the cost of the core protection policy and may be subject to its own terms and conditions.
** Aviva: 2019 Crictial Illness Claims at a Glance
Tony McCormick Trading as The Mortgage Company (NI) is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of First Complete Services Ltd which is authorised and regulated by the Financial Conduct Authority.
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