- What is the net family income in a typical month?
- What is the absolute minimum you could get by on each month?
If the main breadwinner in your house suddenly died or had to stay off work as a result of long term sickness, injury or if they suffered a critical illness such as the four main critical illnesses claimed on such as Cancer, Heart Attack, Multiple Sclerosis or stroke*, how would you make ends meet?
Our trusted Protection Consultants are on hand to help you find your way around the various products which offer some solutions to the potential financial problems you may encounter.
The Life and Critical Illness Cover is designed to provide a sum of money, if during the term of the policy you die or are diagnosed with a terminal illness or one of the critical illnesses covered on the policy. Depending on the policy this payment may be a lump sum or a monthly benefit.
Critical Illness Cover can incorporate your children, depending on your needs and requirements and the chosen provider, for no additional premium. The cover included in the policies can typically range from 25% of the Sum assured of the Parents Policy, or up to £25,000, whichever is greater
A long term sickness or accident could have a huge impact on you and your family’s ability to cope financially. An Income Protection Insurance Policy pays a monthly benefit if you can’t work due to illness or injury and which results in a loss of earnings. This helps relieve further stress and worry during an already difficult time.
It is important to make sure you have the most appropriate cover for the personal needs of you and your family. We will provide tailored advice on the most appropriate cover and policy options for your circumstances available from our panel of insurers.
To arrange an appointment or discuss protection for your family simply contact us.
Tony McCormick trading as The Mortgage Company (NI) is an appointed representative of First Complete Ltd, which is authorised and regulated by Financial Conduct Authority.
*These facts have been found through the research of Aviva published in December 2014 within the following documents, PT07199, PT07190, PT07200 & PT07201.